1The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued.
The private health insurance industry fears that restricted eligibility and a market size that is too small could result in higher premiums, encourage "cherry-picking" of customers by insurers, and force a clearance of the exchange. That is what some believe will happen in Texas and California in their failed exchanges.
You see your doctor often. You’re typically willing to pay a little more each month in order to pay less (usually copays) when you get care.
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The Affordable Care Act requires health plans in the marketplace to cover at a minimum the 10 essential health benefits:
Short-term health plans provide temporary health insurance for consumers who may find themselves without comprehensive coverage. Learn more about short-term plan availability in Arizona.
4. Keep your personal information protected. Never share personal or banking information that could put your identity or money at risk. Use Messenger when possible to communicate so you don't have to give your personal phone number or email address.
Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org.
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